Kuzma:運動員不要抱怨實際沒拿那麼多錢
https://x.com/kylekuzma/status/207753642454359…
Ngl it’s exhausting hearing athletes break down how their millions “aren’t re ally millions” after taxes and fees. 40M after taxes is still 40M.
The real issue isn’t the system, it’s lifestyle creep. Nobody told you to li ve like a king, buy 5 cars, or move with a 10 person entourage. Modest is allowe d
老實說一直聽運動員解釋他們幾千萬的收入「扣完稅和各種費用後其實沒那麼多」，真的讓
人有點疲乏，就算稅後只剩4,000 萬，那也還是 4,000 萬。
真正的問題並不是制度，而是生活方式不斷膨脹，沒有人逼你過著像國王一樣的生活、買五
輛車，或是出門都帶著十人隨行團隊
過得樸實一點，也是完全可以的
最近NFL球員Odell Beckham Jr
對於100M合約的解釋又引起熱議
https://x.com/katsuxbt/status/2076309440509132…
“I’ve always explained this to people, bro, you give somebody a five-year, $10 0 million contract – what is it really?” he said.
「兄弟，我一直都這樣跟大家解釋，如果有人簽下一份 5 年 1 億美元的合約，那實際上到底代表什麼？」
“It’s five years for 60 (million). You’re getting taxed. Do the math, that’s 12 a year that you have to spend, use, save, invest, flaunt, whatever.
「扣掉稅之後，實際大概只剩 6,000 萬美元，算一算，也就是一年 1,200 萬美元，而這筆錢你還要拿來花、生活、存錢、投資、炫耀，想怎麼用都包含在裡面。」
I’mma buy a car, I’mma give my momma a house. Everything costs money.
「我會買車，我會送我媽媽一棟房子，什麼事情都要花錢。」
So, if you’re spending $4 million a year – that’s really $40 million over f iv e years – eight a year.
「所以如果你一年就花掉 400 萬美元，五年下來就是 2,000 萬美元，那真正剩下的就只有4,000 萬美元，平均一年只剩 800 萬美元。」
“Now, you start breaking down the numbers and it’s like that’s a five-year sp an of where you’re getting $8 million. Can you make that last forever?
「當你把這些數字一項一項拆開來看，就會發現，你在這五年間實際能運用的可能只剩每年800 萬美元，那你能讓這筆錢花一輩子嗎？」
And you always hear the people who ain’t us and ain’t be in the position, li ke, ‘Oh that would last a lifetime.’
「但你總是會聽到那些不是我們、也從來沒有站在我們這種位置的人說：『那筆錢夠花一輩子了。』」
Yeah, this job I sacrificed my whole life for, they are giving me that. I didn’t ask for the certain dollar amount or whatever.
「沒錯，可是這份工作是我犧牲了一輩子努力換來的，這筆錢是他們願意付給我的，我也沒有要求一定要拿到多少薪水。」
瓜哥最近也有聊到100M話題
https://x.com/katsuxbt/status/2065191766425214…
During an episode of the 7 PM in Brooklyn podcast, Anthony stated, "That's $10 0 million, but it's not really $100 million over a five-year span." His point wa s not that superstars are struggling to buy groceries or pay rent.
在《7 PM in Brooklyn》Podcast 的一集節目中，Anthony 表示：「那是 1 億美元，但在
五年的時間裡，它其實並不是真正的 1 億美元。」他的意思並不是說超級球星已經窮到買
不起食物或付不起房租。
Instead, Anthony wanted people to realize that the contract figures announced by media outlets represent gross income rather than actual take-home. He wanted to clear up the confusion about how professional athlete compensation functions.
相反地，Anthony 希望大家了解，媒體公布的合約金額是稅前總收入，而不是球員實際拿到
手的收入，他希望藉此釐清外界對職業運動員薪資制度的誤解。
Anthony explained the cycle by saying, "You're talking half your check gone to t axes. Then you gotta live, the house, take care of your mom, your agency fee, al l of this stuff happening…" A clip of the conversation was highlighted on X b y user @AllFactsHoops.
Anthony 解釋道：「你的薪水有將近一半先拿去繳稅。接著你還要生活、買房子、照顧媽媽
、支付經紀人佣金，還有各種各樣的開銷……」
High-earning athletes face the top federal tax rate of 37%, plus state and loc al income taxes. On top of that, they pay a unique "jock tax" in every single ci ty and state where they play away games.
高收入運動員需繳納美國最高 37% 的聯邦所得稅，另外還有州所得稅和地方所得稅，此外
他們在每個客場比賽所在的州或城市，還必須繳納俗稱「運動員稅（jock tax）」的所得稅
。
When you add standard NBA agent fees, which can take up to 4% of a contract, p lu s the essential costs of housing and supporting a family, a $20 million annual s alary gets cut in half.
再加上 NBA 經紀人的佣金（最高可達合約金額的 4%），以及住房、養家等基本生活開銷，
原本 2,000 萬美元的年薪，實際可支配的金額很容易就縮水到大約一半。
Anthony noted that the psychological impact of this cycle is what catches play er s off guard. He noted, "And that drastic change of lifestyle messes you up men ta lly. That's the grey area that gets a lot of athletes.”
Anthony 指出，真正讓球員措手不及的是這整個過程帶來的心理衝擊。他說：「生活方式突
然發生巨大的改變，會讓你的心理狀態受到影響。這正是許多運動員容易陷入困境的灰色地
帶。」
Professional basketball careers last an average of just under five years, and th is means the high-earning window closes fast. When the multi-million dollar ch ec ks stop coming, athletes have to transition into budgeting for standard daily ex penses.
職業籃球員的平均職業生涯不到五年，這代表他們賺取高收入的黃金時期很快就會結束。當
數百萬美元的薪水不再進帳後，球員就必須適應一般人的預算管理方式，重新規劃日常生活
開銷。
Anthony used his 19-year NBA experience to defend the message and provide much-n eeded context.
Anthony 也以自己長達 19 年的 NBA 生涯，為這番言論提供背景說明，並解釋他真正想傳
達的意思。
He made it clear that the discussion is not about looking for sympathy, but ra th er about teaching younger players how to prepare for the future.
他強調這番討論並不是為了博取同情，而是希望讓年輕球員了解如何提早做好財務規劃，為
未來做好準備
--